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2026/2027 tax year

Do the numbers once, get paid what you actually planned for.

SARS Income Tax & Take-Home Pay Calculator

Work out your monthly PAYE, UIF and net salary using the current SARS tax tables - built by OneCareer to help South African jobseekers understand what a salary actually pays out.

Salary amount

Age band Under 65 65 to 74 75 and older

Medical aid members

0

0 = no medical aid. Count yourself and every dependant on the scheme.

Retirement fund contribution (% of salary)

Pension, provident or retirement annuity contributions - deductible up to 27.5% of income, capped at R430,000/year.

Your monthly payslip estimate

Gross salaryR 0.00

Retirement contributionR 0.00

PAYE (income tax)R 0.00

UIFR 0.00

Medical scheme tax credit appliedR 0.00

Take-home pay R 0.00

Annual take-home: R 0.00 Effective tax rate: 0.0% Marginal rate: 0%

How this is calculated

Your salary is annualised, then taxed on a sliding scale - each portion of income is taxed at the rate for its own bracket, not your top rate. Rebates and medical credits are then subtracted directly from the tax owed.

Taxable income (R)	Rate
0 - 245,100	18%
245,101 - 383,100	44,118 + 26% above 245,100
383,101 - 530,200	79,998 + 31% above 383,100
530,201 - 695,800	125,599 + 36% above 530,200
695,801 - 887,000	185,215 + 39% above 695,800
887,001 - 1,878,600	259,783 + 41% above 887,000
1,878,601 and above	666,339 + 45% above 1,878,600

Rebates: Primary R17,820 (all taxpayers) · Secondary R9,765 (65+) · Tertiary R3,249 (75+). Tax thresholds: R99,000 under 65 · R153,250 (65-74) · R171,300 (75+).

Medical scheme fees tax credit: R376/month each for you and your first dependant, R254/month for each additional dependant. UIF: 1% of remuneration, capped at R177.12/month on the R17,712 earnings ceiling.

What this calculator doesn't cover

This tool estimates standard salaried PAYE only. It does not account for: travel or company car fringe benefit allowances, bonuses or lump sum directives, additional medical expenses credit for 65+ or disability, foreign income, capital gains, provisional tax, or the two-pot retirement withdrawal rules. If any of these apply to you, treat this figure as a starting estimate and check your payslip or a registered tax practitioner for the exact number.

This is an estimate, not tax advice. Figures are based on the SARS 2026/2027 tax tables (1 March 2026 - 28 February 2027) as published in the National Budget. Your actual PAYE may differ depending on your employer's payroll setup, allowances, directives, or other income. For a binding calculation, consult SARS directly or a registered tax practitioner.

Know your take-home pay - now go find the job to earn it.

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Source: SARS Budget 2026 Tax Pocket Guide & National Treasury Budget Review 2026. Calculator built and maintained by OneCareer.co.za.